Security and Privacy Policy Statement

This security and privacy statement outlines how your personal information will be used and sets out some of the security measures taken in order to protect your privacy. Your “personal information” means any information that we have obtained from you or third parties in connection with a service or product arranged for you by us.

Whenever you purchase a particular product or service from us there may be a specific privacy policy that is relevant to that product or service. In the event of conflict between the terms of this privacy statement and the terms of the specific privacy policy that applies to a particular product then the terms of the latter shall prevail.

You should also show this document to anyone else who is covered by, or a party to, any policies or services that you have purchased through us.

Our Services

Devitt is a trading name of Devitt Insurance Services Limited, Insurance Brokers. Registered in England No 2438974. Registered address: North House, St Edwards Way, Romford, Essex RM1 3PP.

Devitt Insurance Services Limited are authorised and regulated by the Financial Conduct Authority. Register number 312328 and our permitted business is arranging general insurance contracts.

You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768.

Data Protection / Privacy Policy

We take our duties and responsibilities under the Data Protection Act 2018 very seriously. Personal details you have previously provided will only be used by Devitt Insurance Services Limited and the Insurer underwriting the policy, which you may renew through this website. Please click here for full details how your data may be used.

Information placed on your computer

We may store some information (commonly known as a “cookie”) on your computer when you look at this website. This information facilitates your use of this website and ensures that you do not need to re-enter your details every time you visit it.

Security

We understand that you’re concerned about the security and privacy of your online transactions. This is why we use SSL Encryption to ensure that your valuable data, such as credit card details, are encrypted when you interact with our site.

“How do you secure my payment information?”

We employ state-of-the-art data encryption to ensure safe and secure transactions to our site.

Your computer and ours agree to transpose whatever we are sending into an unintelligible “hash” of characters, using a technology called SSL. For example:

3048 0241 00C9 18FA CF8D EB2D EFD5 FD37 89B9 E069 EA97 FC20 5E35 F577 EE31 C4FB C6E4 4811 7D86 BC8F BAFA 362F 922B F01B 2F40 C744 2654 C0DD 2881 D673 CA2B 4003 C266 E2CD CB02 0301 0001

Without the information on your computer or ours, no one can understand our encrypted communication.

For your safety, please expect anyone who communicates confidential information with you on the Internet to use encryption, the way we do.

What is SSL?

Secure Sockets Layer, SSL, is the security technology for encrypting a link between a web server and a browser. All data passed between our web server and your browser remains private and secure.

Whenever you communicate with us on our payment pages, a small padlock appears in your browser as a sign that we are now engaging SSL. (Another sign on some browsers is that when you enter the secure area of the site, the background of the address bar turns dark yellow or bright green. You’ll also notice that http:// is replaced by https:// (The ‘s’ stands for ‘Secure’).

“How do I know you are a real organization?”

To generate an encrypted SSL transmission, a web server requires an SSL Certificate. Checking a website’s certificate is good practice that helps you avoid spoof websites, sometimes called “phishing” sites. To check the certificate, click on the padlock. Your browser will show you the name of the owner of the certificate. This name should match the name of the website operator.

SSL certificates enable a high level of encryption. They also confirm that a company is a legally accountable organization.

Seeing a site with an SSL Certificate, confirms two essential factors:

  • That you have a secure SSL (encrypted) link with this website
  • That this website represents a real organization

Copyright

The copyright and other intellectual property rights in text or images contained in this website are owned by Devitt Insurance Services Limited. You may not copy or use any material from this website for any commercial purpose(s).

Disclaimer

The following provisions in this section should be read carefully as they exclude or limit our legal liability in connection with your use of this website. Nothing in these terms and conditions attempts to exclude liability that is not permissible under applicable law including, without limitation, death or personal injury or for fraudulent misrepresentation.

Nothing in these terms and conditions shall exclude, limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules that we are bound to comply with.

While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

We accept no liability in contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

  • economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
  • loss of goodwill or reputation;
  • special, incidental, or consequential loss or damage,
  • suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.

Access to and use of this website is at the user’s own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including, but not limited to, loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

Automatically renewing your policy by credit/debit card

If you are paying in full by credit/ debit card, for your convenience and protection, Devitt Insurance Services Limited will arrange for your future renewals to be automatically renewed. You should be aware that we are only able to guarantee automatic renewal when:

  • you have already made us aware of any changes to your policy details
  • your credit or debit card details previously supplied have not changed.

We will contact you with a note of the premium required when your insurance is due for renewal. Unless we hear to the contrary, Devitt Insurance Services Limited will then assume at renewal that your details have not changed and that you wish to continue paying by this method of payment. If you do wish to make changes to your policy then you should contact us prior to the renewal date of your policy. Unless you inform us otherwise, Devitt Insurance Services Limited will charge the payment card held on record for each future renewal premium due.

You may inform us of any changes or opt out of automatic renewal at any time by contacting our Customer Service department.

Renewal Website Important Information: Version 1.5